Sustainable investing, also known as ESG (Environmental, Social, and Governance) investing, is rapidly gaining popularity in Australia. Investors are now considering not only profits but also the impact of their investments on the environment and society. The big question many Australians ask is: “Is sustainable investing profitable?” This blog explores this topic with detailed explanations,…
In Australia’s fast-evolving financial landscape, clients expect more than generic financial advice. They want solutions designed specifically for their goals, lifestyle, and financial situation. This growing trend has led to hyper personalization in financial advice —a strategy that uses technology and data to create highly customized financial advice for each client. What is Hyper Personalization?…
Managing taxes in Australia can be tricky, especially when it comes to claiming financial advice fees. Many Australians wonder whether the money paid to a financial adviser can reduce their tax. The answer is yes, in certain situations. This guide will explain everything you need to know about can you claim financial advice on tax,…
Owning an investment property in Australia can be one of the smartest financial moves — but knowing when to sell it is just as important as knowing when to buy. Many investors buy property to earn rental income and watch the value rise over time. But property markets change, tax laws evolve, and personal goals…
Investing in property can be a great way to build wealth in Australia. However, when it comes time to sell, Capital Gains Tax (CGT) can take away a significant part of your profit. The good news is that there are legal strategies for how to avoid capital gains tax on investment property. In this detailed…
Investing in property is one of the most popular ways to build wealth over time. But many people worry about the large deposit required to buy an investment property. A smart way to overcome this challenge is by using the equity in your existing home. This blog will explain everything on how to use equity…
Buying an investment property is a powerful way to grow wealth, earn passive income, and secure financial freedom. Unlike buying a home for personal use, an investment property is purchased primarily to earn income through rent or future resale. While it offers many benefits, it requires careful planning, analysis, and decision-making. This guide will walk…
Many Australians dream of owning an investment property. But building a property portfolio can be difficult, especially when saving a large deposit. That’s when a common question comes up: “Can I use my super to buy an investment property?” The short answer is: Yes, you can — but only in a specific way, through something…
When it comes to building wealth, two of the most common investment choices are shares (stocks) and property (real estate). Both are powerful vehicles, but each comes with unique risks, advantages, and strategies. For American investors, deciding between shares vs property can be overwhelming. Should you invest in stocks for growth and liquidity? Or choose…
Recessions bring uncertainty. Job losses rise, consumer spending falls, and the stock market often becomes highly volatile. For investors, the biggest question is: Where should I keep my money safe during a recession? The truth is, there’s no single “magic” investment. Instead, a combination of low-risk assets, defensive strategies, and smart diversification can protect your…
When people think about investing, they usually focus on “what” to invest in—stocks, bonds, real estate, or mutual funds. But there’s another question about Choosing the Right Investment Ownership Model that is just as important: “How should I own my investment?” This is what we call an investment ownership model. It determines who controls the…
If you have ever browsed finance websites, listened to podcasts, or scrolled through investing TikToks, you have probably heard the term ETF thrown around. But for many beginners, the first reaction is often: “What the heck is an ETF?” Don’t worry—you are not alone. ETFs, or exchange-traded funds, have become one of the most popular…
